[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tvb1.cz\/pujcky\/#Article","mainEntityOfPage":"https:\/\/www.tvb1.cz\/pujcky\/","headline":"P\u016fj\u010dky","name":"P\u016fj\u010dky","description":"Dneska u\u017e s nimi \u0159e\u0161\u00edme v\u0161echno. Chcete si koupit televizi, p\u016fj\u010d\u00edte si. Nov\u00fd mobil, vyp\u016fj\u010d\u00edte si. V lep\u0161\u00edm p\u0159\u00edpad\u011b si po ka\u017ed\u00e9 p\u016fj\u010dce po\u010dk\u00e1te do","datePublished":"2020-10-14","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.tvb1.cz\/author\/#Person","name":"tvb1.cz\n","url":"https:\/\/www.tvb1.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tvb1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279205_w1715_t1602737478.jpg","url":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279205_w1715_t1602737478.jpg","height":0,"width":0},"url":"https:\/\/www.tvb1.cz\/pujcky\/","about":["Finance"],"wordCount":551,"articleBody":" Dneska u\u017e s nimi \u0159e\u0161\u00edme v\u0161echno. Chcete si koupit televizi, p\u016fj\u010d\u00edte si. Nov\u00fd mobil, vyp\u016fj\u010d\u00edte si. V lep\u0161\u00edm p\u0159\u00edpad\u011b si po ka\u017ed\u00e9 p\u016fj\u010dce po\u010dk\u00e1te do splacen\u00ed, ne\u017e za\u010dnete s novou a v tom je\u0161t\u011b ide\u00e1ln\u011bj\u0161\u00edm si p\u016fj\u010dujete od rodi\u010d\u016f a vrac\u00edte jim to, p\u0159i\u010dem\u017e neplat\u00edte \u017e\u00e1dn\u00fd \u00farok. Je pot\u0159eba si p\u016fj\u010dovat? Hitem na\u0161\u00ed doby je ale p\u016fj\u010dovat si co to jde a skon\u010dit v dluz\u00edch, ze kter\u00fdch nejsme schopni se vyhrabat. Proto bychom m\u011bli pe\u010dliv\u011b p\u0159em\u00fd\u0161let o tom, co si kupujeme a jestli by nebylo lep\u0161\u00ed n\u011bjak\u00fd ten m\u011bs\u00edc po\u010dkat a po\u0159\u00eddit si to, a\u017e na\u0161et\u0159\u00edme. Je jist\u00e9, \u017ee nastanou p\u0159\u00edpady, kdy je p\u016fj\u010dka jedinou mo\u017enost\u00ed, av\u0161ak m\u011blo by se s n\u00ed nakl\u00e1dat s nejvy\u0161\u0161\u00ed opatrnost\u00ed a rozvahou. Nebankovn\u00ed p\u016fj\u010dky jsou v na\u0161em sv\u011bt\u011b jakousi past\u00ed na mamuta. Pe\u010dliv\u011b zakryt\u00e9 pozl\u00e1tkem a reklamou, kter\u00e1 n\u00e1s p\u0159esv\u011bd\u010d\u00ed o jejich v\u00fdhodnosti, se nakonec prom\u011bn\u00ed v hlubokou j\u00e1mu, do kter\u00e9 spadneme, ani nev\u00edme jak. Nestoj\u00ed n\u00e1m pak moment\u00e1ln\u00ed nepohodl\u00ed za v\u00fdsledky, kter\u00e9 n\u00e1m na\u0161e rozhodnut\u00ed v budoucnu p\u0159inese? \u0160et\u0159it Proklet\u00e9 slovo, kter\u00e9 nechce nikdo z n\u00e1s sly\u0161et, proto\u017ee u\u017e v\u00edme, \u017ee n\u00e1s bude omezovat v na\u0161em \u017eivot\u011b a nebudeme si kv\u016fli n\u011bmu moci kupovat v\u0161echny ty \u00fa\u017easn\u00e9 v\u011bci, kter\u00e9 si kupujeme norm\u00e1ln\u011b, nebo kter\u00e9 n\u00e1m prost\u011b jen padli do oka. Kdy\u017e se \u0161et\u0159\u00ed, mus\u00ed se rozm\u00fd\u0161let ka\u017ed\u00e1 koruna a \u010dlov\u011bk je o chlebu a vod\u011b. Nen\u00ed to nutn\u011b pravda, jeliko\u017e si podm\u00ednky konec konc\u016f nastavujeme my sami. I kdy\u017e si nakoup\u00edte na p\u016fj\u010dku, bude se muset v kone\u010dn\u00e9m d\u016fsledku omezit a vych\u00e1zet s men\u0161\u00edm rozpo\u010dtem. Takhle si m\u016f\u017eete po\u0159\u00eddit t\u0159eba pras\u00e1tko, ob\u00e1lky, hrne\u010dky, spo\u0159ic\u00ed \u00fa\u010det, vkladn\u00ed kn\u00ed\u017eku, nebo cokoli jin\u00e9ho a z ka\u017ed\u00e9 v\u00fdplaty si kousek odebrat. Pokud chcete m\u00edt syst\u00e9m sofistikovan\u011bj\u0161\u00ed, m\u016f\u017eete odeb\u00edrat dv\u011b stovky na auto, dv\u011b stovky na dovolenou, dv\u011b stovky na mimo\u0159\u00e1dn\u00e9 v\u00fddaje, dv\u011b stovky na d\u00e1rky a podobn\u011b. V \u010dem je zakopan\u00fd pes Vtip je v tom, \u017ee pen\u00edze m\u016f\u017eete m\u00edt ulo\u017een\u00e9 t\u0159eba pod fazolemi, ale vy v\u00edte, \u017ee tam jsou a nerozhodnete se je utratit, jeliko\u017e v\u00edte, \u017ee jsou ur\u010den\u00e9 na mimo\u0159\u00e1dn\u00e9 pohromy, jako t\u0159eba rozbit\u00e1 pra\u010dka. Pokud se nau\u010d\u00edte \u0161et\u0159it, tak za chv\u00edli zjist\u00edte, \u017ee m\u00e1te vlastn\u011b spoustu pen\u011bz a vy\u017eijete mnohem pohodln\u011bji. Nemus\u00edte \u00fapln\u011b m\u011bnit sv\u016fj dosavadn\u00ed \u017eivotn\u00ed styl, \u0161et\u0159it znamen\u00e1 sni\u017eovat si mo\u017enost, \u017ee padnete do pasti, kterou b\u011b\u017en\u011b zn\u00e1me jako syst\u00e9m p\u016fj\u010dek. N\u011bkdy to mo\u017en\u00e1 nejde, ale m\u011bli bychom se alespo\u0148 pokusit nep\u016fj\u010dovat si na to, na co dos\u00e1hneme vlastn\u00edmi silami.                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky","item":"https:\/\/www.tvb1.cz\/pujcky\/#breadcrumbitem"}]}]