[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tvb1.cz\/kdyz-si-to-nevyjasnite-na-zacatku\/#Article","mainEntityOfPage":"https:\/\/www.tvb1.cz\/kdyz-si-to-nevyjasnite-na-zacatku\/","headline":"Kdy\u017e si to nevyjasn\u00edte na za\u010d\u00e1tku","name":"Kdy\u017e si to nevyjasn\u00edte na za\u010d\u00e1tku","description":"M\u016f\u017ee se st\u00e1t, \u017ee ob\u011b strany budou v\u00fdjime\u010dn\u011b rozumn\u00e9 a probl\u00e9my prost\u011b nenastanou, ale ka\u017edodenn\u00ed \u017eivot n\u00e1s p\u0159esv\u011bd\u010duje o tom, \u017ee bychom si m\u011bli nastavit","datePublished":"2020-10-14","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.tvb1.cz\/author\/#Person","name":"tvb1.cz\n","url":"https:\/\/www.tvb1.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tvb1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279203_w1715_t1602737144.jpg","url":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279203_w1715_t1602737144.jpg","height":0,"width":0},"url":"https:\/\/www.tvb1.cz\/kdyz-si-to-nevyjasnite-na-zacatku\/","about":["Finance"],"wordCount":624,"articleBody":" M\u016f\u017ee se st\u00e1t, \u017ee ob\u011b strany budou v\u00fdjime\u010dn\u011b rozumn\u00e9 a probl\u00e9my prost\u011b nenastanou, ale ka\u017edodenn\u00ed \u017eivot n\u00e1s p\u0159esv\u011bd\u010duje o tom, \u017ee bychom si m\u011bli nastavit mal\u00e1 pravidla u\u017e na za\u010d\u00e1tku, jeliko\u017e pot\u00e9, co se n\u011bco stane, u\u017e v\u011bt\u0161inou b\u00fdv\u00e1 pozd\u011b. Plat\u00edte-li n\u00e1jem a m\u00e1te byt napsan\u00fd na sebe, je vhodn\u00e9, aby V\u00e1m Va\u0161i spolubydl\u00edc\u00ed zas\u00edlali pen\u00edze p\u0159edem a to v dostate\u010dn\u00e9m p\u0159edstihu. Nikdy by nem\u011bla nastat situace, kdy plat\u00edte za ostatn\u00ed, proto\u017ee oni prost\u011b nest\u00edhaj\u00ed. Jednou se to d\u00e1 omluvit u ka\u017ed\u00e9ho, ale kdy\u017e se to st\u00e1v\u00e1 \u010dasto, m\u016f\u017ee se jednoho dne st\u00e1t, \u017ee takov\u00fd \u010dlov\u011bk za\u010dne bydlet na Va\u0161e n\u00e1klady. Jedna kreditka \u010clov\u011bk by si myslel, \u017ee tento fenom\u00e9n je ji\u017e vym\u00fdcen\u00fd, ale nen\u00ed tomu tak. V man\u017eelstv\u00ed si lid\u00e9 po\u0159\u00edd\u00ed \u00fa\u010det, na kter\u00fd jim chod\u00ed pen\u00edze. A je to jeden jedin\u00fd \u00fa\u010det. Jeden \u00fa\u010det na dva lidi, z nich\u017e m\u00e1me jednoho vlastn\u00edka s jedinou kreditkou a jednoho disponuj\u00edc\u00edho, kter\u00fd si mus\u00ed chodit vyb\u00edrat do banky. M\u016f\u017ee to tak fungovat spoustu let bez probl\u00e9m\u016f, kdy jeden z partner\u016f ve sv\u00e9 podstat\u011b nem\u00e1 \u017e\u00e1dn\u00e9 pen\u00edze, jeliko\u017e jsou v\u0161echny na \u00fa\u010dtu a k tomu m\u00e1 p\u0159\u00edstup ten druh\u00fd. Probl\u00e9m nast\u00e1v\u00e1 v okam\u017eiku, kdy majitel \u00fa\u010dtu ztrat\u00ed schopnost \u00fa\u010dtem disponovat, sama se nab\u00edz\u00ed mo\u017enost \u00famrt\u00ed, kterou nikdo z n\u00e1s nechce uva\u017eovat, av\u0161ak kter\u00e1 n\u00e1s p\u0159\u00edmo obklopuje. V takov\u00e9m p\u0159\u00edpad\u011b se \u010dlov\u011bk disponuj\u00edc\u00ed dost\u00e1v\u00e1 do probl\u00e9mu, jeliko\u017e ve\u0161ker\u00e9 pen\u00edze na \u00fa\u010dtu se zmraz\u00ed, dokud neprob\u011bhne d\u011bdick\u00e9 \u0159\u00edzen\u00ed a rozd\u011blen\u00ed majetku. To m\u016f\u017ee trvat i n\u011bjak\u00fd ten m\u011bs\u00edc a disponent je mezi t\u00edm do dal\u0161\u00ed v\u00fdplaty bez pen\u011bz. Ti, jen\u017e bydl\u00ed u rodi\u010d\u016f D\u011btem se zkr\u00e1tka a dob\u0159e n\u011bkdy nechce z domu. Dod\u011blali \u010di nedod\u011blali \u0161kolu a pracuj\u00ed, v hor\u0161\u00edm p\u0159\u00edpad\u011b jsou na prac\u00e1ku. Dom\u016f se chod\u00ed vyspat a naj\u00edst, nebo se v\u00e1l\u00ed cel\u00fd den na gau\u010di a nic ned\u011blaj\u00ed a Vy za n\u011b st\u00e1le v\u0161echno plat\u00edte. N\u011bkte\u0159\u00ed rodi\u010de si \u0159eknou, \u017ee po sv\u00fdch d\u011btech p\u0159eci nem\u016f\u017eou cht\u00edt pen\u00edze a \u017eiv\u00ed svou ratolest, dokud se neur\u00e1\u010d\u00ed kone\u010dn\u011b odej\u00edt z domu a \u017e\u00edt za vlastn\u00ed. Jin\u00ed rodi\u010de to vy\u0159e\u0161\u00ed pod\u011blen\u00edm n\u00e1jmu a energi\u00ed na p\u0159\u00edslu\u0161n\u00e9 d\u00edly, p\u0159ihod\u00ed n\u011bco za j\u00eddlo a drogerii a p\u0159edlo\u017e\u00ed \u00fa\u010det za bydlen\u00ed. Jsou to dva extr\u00e9my kam, a\u017e se m\u016f\u017eeme dostat, jist\u00e9 ale je, \u017ee a\u0165 m\u00e1me sv\u00e9 d\u00edt\u011b r\u00e1di, jak chceme, m\u011bli bychom ho u\u010dit n\u011bjak\u00e9 zodpov\u011bdnosti a k t\u00e9 neodmysliteln\u011b pat\u0159\u00ed i hrazen\u00ed si sv\u00fdch \u017eivotn\u00edch n\u00e1klad\u016f. Je ov\u0161em jist\u00e9, \u017ee pokud st\u0159edo\u0161kol\u00e1kovi po maturit\u011b \u0159eknete, \u017ee jestli chce na vysokou, mus\u00ed si j\u00ed platit a jestli u V\u00e1s nad\u00e1le pl\u00e1nuje bydlet, t\u0159eba i jen o v\u00edkendech, bude nav\u00edc platit 3000,- n\u00e1jem, znamen\u00e1 to, \u017ee je to pro n\u011bj finan\u010dn\u011b ne\u00fanosn\u00e9 a rozhodli jste tak o tom, \u017ee na vysokou nep\u016fjde, jeliko\u017e to neuplat\u00ed. Finance m\u016f\u017eou a nemus\u00ed b\u00fdt probl\u00e9mem a nakonec v\u017edy z\u00e1vis\u00ed jen a jen na n\u00e1s, jak ho vy\u0159e\u0161\u00edme.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e si to nevyjasn\u00edte na za\u010d\u00e1tku","item":"https:\/\/www.tvb1.cz\/kdyz-si-to-nevyjasnite-na-zacatku\/#breadcrumbitem"}]}]