[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tvb1.cz\/kdo-pujci-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.tvb1.cz\/kdo-pujci-podnikateli\/","headline":"Kdo p\u016fj\u010d\u00ed podnikateli?","name":"Kdo p\u016fj\u010d\u00ed podnikateli?","description":"P\u0159\u00e1t si p\u016fj\u010dku nen\u00ed nic slo\u017eit\u00e9ho. P\u0159\u00e1t si ji m\u016f\u017ee doopravdy ka\u017ed\u00fd. Ov\u0161em od zbo\u017en\u00e9ho p\u0159\u00e1n\u00ed ke skute\u010dnosti je nejednou hodn\u011b daleko, mezi t\u00edmto existuje","datePublished":"2019-04-02","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.tvb1.cz\/author\/#Person","name":"tvb1.cz\n","url":"https:\/\/www.tvb1.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tvb1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a346418_w1715_t1560766930.jpg","url":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a346418_w1715_t1560766930.jpg","height":0,"width":0},"url":"https:\/\/www.tvb1.cz\/kdo-pujci-podnikateli\/","about":["Finance"],"wordCount":516,"articleBody":"       P\u0159\u00e1t si p\u016fj\u010dku nen\u00ed nic slo\u017eit\u00e9ho. P\u0159\u00e1t si ji m\u016f\u017ee doopravdy ka\u017ed\u00fd. Ov\u0161em od zbo\u017en\u00e9ho p\u0159\u00e1n\u00ed ke skute\u010dnosti je nejednou hodn\u011b daleko, mezi t\u00edmto existuje nejednou i nep\u0159ekonateln\u00e1 propast. Proto\u017ee aby n\u011bkdo p\u016fj\u010dku z\u00edskal, mus\u00ed tu b\u00fdt i n\u011bkdo, kdo je ochoten mu ji poskytnout. A takov\u00fdch lid\u00ed nen\u00ed zd\u00e1nliv\u011b nikdy dost. Tak\u017ee kdy\u017e se \u010dlov\u011bk rozhodne o p\u016fj\u010dku po\u017e\u00e1dat, t\u0159eba proto, \u017ee se jedn\u00e1 o podnikatele, jen\u017e se dostal do t\u00ed\u017eiv\u00e9 situace, nemus\u00ed b\u00fdt v\u011bru jednoduch\u00e9 si k n\u011bjak\u00fdm t\u011bm pen\u011bz\u016fm p\u0159ij\u00edt. Zejm\u00e9na pokud se takov\u00e1 osoba nem\u016f\u017ee pochlubit ani p\u0159edchoz\u00edmi vysok\u00fdmi p\u0159\u00edjmy, ani n\u00e1dhern\u011b vypadaj\u00edc\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, ani absenc\u00ed z\u00e1znamu v registru dlu\u017en\u00edk\u016f.  N\u011bkdo takov\u00fd se bude jen t\u011b\u017eko obracet na banku s nad\u011bj\u00ed na \u00fasp\u011bch. Takov\u00e9ho jedince v bank\u00e1ch s otev\u0159enou n\u00e1ru\u010d\u00ed nev\u00edtaj\u00ed. Jsou tam v\u00edce ne\u017e podez\u0159\u00edvav\u00ed a vytu\u0161\u00ed-li by\u0165 i jenom n\u00e1znak toho, \u017ee by se jim jejich pen\u00edze nemusely vr\u00e1tit, m\u00e1 \u017eadatel sm\u016flu. Takov\u00fd \u010dlov\u011bk s opravdov\u00fdmi probl\u00e9my by nem\u011bl pl\u00fdtvat silami a nam\u00edsto ob\u00edh\u00e1n\u00ed bank s nulov\u00fdm efektem by m\u011bl vsadit na n\u011bco jako nebankovn\u00ed hypot\u00e9ka bez registru. Proto\u017ee pr\u00e1v\u011b to je zp\u016fsob, jak m\u016f\u017ee na p\u016fj\u010dku dos\u00e1hnout i osoba v\u011bz\u00edc\u00ed v probl\u00e9mech a\u017e po u\u0161i. Jedine\u010dnost a sou\u010dasn\u011b p\u0159ednost tohoto finan\u010dn\u00edho produktu spo\u010d\u00edv\u00e1 v tom, \u017ee se \u010dlov\u011bk zaru\u010duje nebankovn\u00ed spole\u010dnosti svou nemovitost\u00ed, p\u0159\u00edpadn\u011b nemovitost\u00ed n\u011bjak\u00e9 k takov\u00e9 pomoci svoln\u00e9 osoby. D\u00edky t\u00e9to z\u00e1stav\u011b pak nesehr\u00e1vaj\u00ed zase a\u017e tak velkou \u00falohu p\u0159\u00edpadn\u00e9 z\u00e1znamy v registru dlu\u017en\u00edk\u016f, respektive relativn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy; proto\u017ee je tu garance, \u017ee se doty\u010dn\u00fd dlu\u017en\u00edk vynasna\u017e\u00ed, aby \u0159\u00e1dn\u011b spl\u00e1cel a tak o zm\u00edn\u011bnou nemovitost nep\u0159i\u0161el.  A pak u\u017e sta\u010d\u00ed vlastn\u011b jenom docela m\u00e1lo. Poslat n\u011bkolik fotografi\u00ed on\u00e9 nemovitosti a vyplnit online dotazn\u00edk a firma u\u017e se sama postar\u00e1, aby bylo dosa\u017eeno rozumn\u00e9 dohody, na jej\u00edm\u017e z\u00e1klad\u011b lze p\u016fj\u010dku ve v\u00fd\u0161i a\u017e sedmi desetin ceny takov\u00e9 nemovitosti schv\u00e1lit a vyplatit. T\u0159eba i na dlouhou dobu spl\u00e1cen\u00ed s n\u00edzk\u00fdmi spl\u00e1tkami, ov\u0161em sou\u010dasn\u011b v\u017edy i s mo\u017enost\u00ed v\u0161e splatit p\u0159ed\u010dasn\u011b. Takto lze p\u0159ij\u00edt k pen\u011bz\u016fm snadno a rychle. A to je pro nejednoho z n\u00e1s to nejd\u016fle\u017eit\u011bj\u0161\u00ed. Zejm\u00e9na pro toho, kdo u\u017e po dlouh\u00fdch marn\u00fdch poch\u016fzk\u00e1ch od banky k bance pomalu ztr\u00e1cel nad\u011bji.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo p\u016fj\u010d\u00ed podnikateli?","item":"https:\/\/www.tvb1.cz\/kdo-pujci-podnikateli\/#breadcrumbitem"}]}]