[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tvb1.cz\/az-jedna-sestina-podnikatelu-se-zadluzuje\/#Article","mainEntityOfPage":"https:\/\/www.tvb1.cz\/az-jedna-sestina-podnikatelu-se-zadluzuje\/","headline":"A\u017e jedna \u0161estina podnikatel\u016f se zadlu\u017euje","name":"A\u017e jedna \u0161estina podnikatel\u016f se zadlu\u017euje","description":"Sez\u00f3nn\u00ed pr\u00e1ce, neuhrazen\u00e9 faktury, v\u00fdpadky v p\u0159\u00edjmech \u2013 tohle v\u0161echno \u0159e\u0161\u00ed podnikatel\u00e9 kr\u00e1tkodob\u00fdmi p\u016fj\u010dkami. A kdy\u017e u\u017e si maj\u00ed ud\u011blat dluh, zaseknou sekeru je\u0161t\u011b hloub\u011bji,","datePublished":"2020-10-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.tvb1.cz\/author\/#Person","name":"tvb1.cz\n","url":"https:\/\/www.tvb1.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tvb1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279226_w1715_t1602740642.jpg","url":"https:\/\/www.tvb1.cz\/wp-content\/uploads\/img_a279226_w1715_t1602740642.jpg","height":0,"width":0},"url":"https:\/\/www.tvb1.cz\/az-jedna-sestina-podnikatelu-se-zadluzuje\/","about":["Podnik\u00e1n\u00ed"],"wordCount":360,"articleBody":"Sez\u00f3nn\u00ed pr\u00e1ce, neuhrazen\u00e9 faktury, v\u00fdpadky v p\u0159\u00edjmech \u2013 tohle v\u0161echno \u0159e\u0161\u00ed podnikatel\u00e9 kr\u00e1tkodob\u00fdmi p\u016fj\u010dkami. A kdy\u017e u\u017e si maj\u00ed ud\u011blat dluh, zaseknou sekeru je\u0161t\u011b hloub\u011bji, aby mohli koupit nov\u00e9 vybaven\u00ed. Ka\u017ed\u00fd \u0161est\u00fd podnikatel pravideln\u011b pot\u0159ebuje pomoc od banky, a ka\u017ed\u00fd \u010dtvrt\u00fd podnikatel si musel p\u016fj\u010dit alespo\u0148 jednou, jak ukazuj\u00ed v\u00fdsledky pr\u016fzkumu spole\u010dnosti Profi Credit. Do sv\u00e9ho podnik\u00e1n\u00ed podnikatel\u00e9 v tuzemsk\u00fdch spole\u010dnostech investuj\u00ed a\u017e v \u0161esta\u010dty\u0159iceti procentech. Nej\u010dast\u011bji se p\u016fj\u010dky berou na provoz firmy, a nejv\u00edce \u00fav\u011br\u016f maj\u00ed u bank stavebn\u00ed firmy.Situace ve stavebnictv\u00ed je nejhor\u0161\u00ed. Stavebnictv\u00ed je nejrizikov\u011bj\u0161\u00ed obor podnik\u00e1n\u00ed, proto je z\u0159ejm\u00e9, \u017ee jejich \u00fav\u011bry budou nej\u010dast\u011bj\u0161\u00ed a tak\u00e9 nejvy\u0161\u0161\u00ed. Cel\u00fdch \u010dty\u0159icet procent \u010desk\u00fdch podnikatel\u016f u\u017e se muselo kv\u016fli sv\u00fdm projekt\u016fm zadlu\u017eit, a dal\u0161\u00edch dvacet procent si zakl\u00e1d\u00e1 u bank \u00fav\u011bry pravideln\u011b. P\u011btadvacet procent podnikatel\u016f na \u010desk\u00e9m trhu se nedok\u00e1\u017ee bez bankovn\u00edch \u00fav\u011br\u016f obej\u00edt. Z celkov\u00e9ho po\u010dtu \u017eadatel\u016f firem v r\u016fzn\u00fdch oborech o bankovn\u00ed \u00fav\u011br je to t\u0159iadvacet procent jenom ze sektoru stavebnictv\u00ed. Jak vypad\u00e1 \u017eeb\u0159\u00ed\u010dek firem, kter\u00e9 si \u017e\u00e1daj\u00ed o \u00fav\u011br nej\u010dast\u011bji?  1. Stavebnictv\u00ed (23%) 2. Finan\u010dn\u00ed slu\u017eby a finan\u010dn\u00ed poradenstv\u00ed (17%) 3. Maloobchod a velkoobchod (15%) 4. \u017divnostn\u00edci v pohostinstv\u00ed \/13%) 5. \u017divnostn\u00edci ve slu\u017eb\u00e1ch (10%)V\u00edce ne\u017e dvacet p\u011bt procent podnikatel\u016f nedostane v bance \u00fav\u011br. Nej\u010dast\u011bji si podnikatel\u00e9 a podnikatelsk\u00e9 firmy a obchodn\u00ed spole\u010dnosti p\u016fj\u010duj\u00ed \u010d\u00e1stku okolo dvou set pades\u00e1ti tis\u00edc korun. Nejv\u011bt\u0161\u00ed probl\u00e9m nen\u00ed \u00fav\u011br splatit, ale v prv\u00e9 \u0159ad\u011b ho z\u00edskat. V\u00edce ne\u017e p\u011btina podnikatel\u016f proto vol\u00ed nam\u00edsto banky nebankovn\u00ed kr\u00e1tkodobou \u00fav\u011brovou spole\u010dnost, nev\u011bda p\u0159i tom, \u017ee si \u00fav\u011bry mohou odepsat z dan\u00ed jako uznateln\u00fd n\u00e1klad. Av\u0161ak situace se lep\u0161\u00ed a dokonce i stavebn\u00ed spole\u010dnosti doufaj\u00ed, \u017ee rostouc\u00ed ekonomika situaci v p\u0159\u00ed\u0161t\u00ed sezon\u011b zlep\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"A\u017e jedna \u0161estina podnikatel\u016f se zadlu\u017euje","item":"https:\/\/www.tvb1.cz\/az-jedna-sestina-podnikatelu-se-zadluzuje\/#breadcrumbitem"}]}]